Loan Calculator
Calculate loan payments, interest, and amortization schedules. Perfect for mortgages, auto loans, personal loans, and business financing.
Loan Calculator
Enter loan details to calculate payments and interest
Common Loan Types:
Mortgage: $300,000 at 3.5% for 30 years = $1,347/month
Auto Loan: $25,000 at 4.5% for 5 years = $466/month
Personal Loan: $10,000 at 8% for 3 years = $313/month
Loan Summary
Detailed loan payment breakdown
Enter loan details above to see calculation results
Mortgage Loans
Fixed Rate: Stable payments
ARM: Adjustable rate
FHA: Low down payment
VA: Veterans benefits
Personal Loans
Unsecured: No collateral
Secured: With collateral
Debt Consolidation: Combine debts
Home Improvement: Renovation loans
Auto Loans
New Car: Lower rates
Used Car: Higher rates
Lease: Monthly payments
Refinance: Better terms
Loan Calculation Tips
Important factors to consider when calculating loans
Key Factors:
Interest Rate: Lower rates = lower payments
Loan Term: Shorter terms = higher payments, less interest
Extra Payments: Significantly reduce total interest
Savings Strategies:
Bi-weekly Payments: 26 payments = 13 months
Round Up: Round payments to nearest $10
Annual Bonus: Apply bonuses to principal